Speaking Engagement

ACPM Ontario Council: Decumulate or Bust?

Event Details

October 16, 2019
3:30 p.m. - 5:30 p.m.

Sheraton Centre Toronto
123 Queen Street West
Toronto, ON


Employees are working and living longer than ever before. Decumulation affects both Defined Benefit and Defined Contribution plan members, with both fixed life income products and flexible decumulation products having their advantages and disadvantages. Retirement age and the options for decumulation affect employee behaviour and ultimately the workplace.

Our panel will discuss the recent Canadian Institute of Actuaries public statement on retirement age and offer perspectives on decumulation, including views on the new Variable Payment Life Annuity and Advanced Life Deferred Annuity products announced in the 2019 Federal Budget, and on variable DC benefits. Will these products offer needed solutions? Will they be embraced by employers?


View full program agenda